Visa And TikTok New Card

Visa And TikTok New Card
Visa And TikTok New Card

Hey FinTech Fanatic!

Nowadays, TikTok creators who earn income through their Live content typically manage their finances through their personal bank account.

That is about to change with the new partnership between the Chinese social media app and Visa.

With the new alliance, a debit card specifically designed for content creators in the UK will be launched.

The new Creator Card gives creators access to tools designed to better separate business and personal finances, and follows Visa’s previous recognition of creators as small businesses and their impact on the digital economy.

“By simplifying access to funds, we’re helping creators manage cash flow with confidence, so they can stay focused on what they do best - growing their business”, said Lucy Demery, SVP, Head of Visa Commercial Solutions, Europe.

But TikTok was not the only Chinese giant to make the headlines yesterday, as we learned that Alipay launched a new AI Pay-powered payment service that enables OpenClaw-type AI agents to make purchases and complete payments based on user instructions.

After installing Alipay AI Pay from its official website into their AI agents, users can simply say "enable Alipay payment function" and complete identity verification. 

From that point, the agent can handle purchases in three steps: the user states a need (for example, "help me renew my membership"), confirms the order, and authorizes payment via Alipay AI Pay. Orders can be modified or canceled at any point with a single command.

Lots are happening in FinTech today. Dive in. 👇

Cheers,

Marcel


#FINTECHREPORT

📊 Neobanking beyond disruption by Simon-Kucher

Let's dive in👇

Average Number of Banking Relationships Per Customer

INSIGHTS

➡️  From Accounts to Tokens: The Next Evolution of Global Payment Infrastructure. PhotonPay outlines how stablecoins are evolving into core financial infrastructure, enabling faster, transparent global payments, but notes ongoing challenges around user experience, custody, liquidity, and compliance. Read the full article here

PhotonPay Access Layer. Unified API/ User Portal Access

📰  Top White-Label Digital Banking Software Solutions in 2026. Written by Igor Tomych of DashDevs, the guide explains that white-label digital banking software enables FinTechs and banks to quickly launch branded financial products using pre-built infrastructure. It highlights differences between flexible and rigid platforms and outlines key solutions.


FINTECH NEWS

🇺🇸  FinTech fanatics, this is where FinTech actually connects in NYC. FRC NYC with Pedro D'Avila x Rain are hosting a community run during NYC FinTech Week. 🏃‍♂️ April 28 · 7:00 AM. Run 5KM from the Marsha P. Johnson Memorial Fountain 👉 Last spots open. RSVP now.

🇲🇽  Nuvei launches Direct Acquiring in Mexico. The launch marks the latest step in Nuvei's strategy to operate directly within domestic payment ecosystems, enabling businesses to improve approval rates, increase visibility into transaction data, and reduce the complexity of managing payments across markets, all through a single platform.

🇺🇸  Cash App helps families build healthy financial habits together with new, parent-managed accounts for kids. Kids ages 6–12 can now earn up to 3.25% interest on savings, receive money from trusted contacts, and design their own Cash App Visa Card under the oversight of a parent or legal guardian.


PAYMENTS NEWS

🌎 dLocal launches Stablecoin Full. Stablecoin Full enables global merchants to accept and send payments in stablecoins, fund and settle transactions in digital assets, and optimise their treasury operations across 44+ emerging markets, all through a single API.

🇳🇬  Flutterwave rejects government investment reports and rules out imminent IPO. The denial came in response to local media reports, including a now-deleted post by a special assistant to President Bola Ahmed Tinubu, which stated that the president had authorised an investment of $75 million in the payments company through the Ministry of Finance Incorporated (MoFI).

🇳🇿  Thunes launches real-time payments into New Zealand. With this launch, users can easily transfer NZD directly to New Zealand bank accounts. Transactions can be made either through a direct API integration to Thunes or by leveraging existing Swift connectivity.

🇬🇧  Visa and TikTok launch new ‘Creator Card’ to support the UK’s next generation of entrepreneurs. The new Creator Card gives creators access to tools designed to better separate business and personal finances, and follows Visa’s previous recognition of creators as small businesses and their impact on the digital economy.

🌍 SumUp launches loyalty programme to help small businesses compete for repeat customers. Available across the UK, France, Germany, Ireland, Spain, and Italy, the programme requires no new hardware and works with merchants' existing SumUp infrastructure.

🇵🇪  Argentinian FinTech Takenos expands to Peru after a $5 million funding round. This new capital is earmarked for strengthening its technological infrastructure and accelerating its growth across Latin America. The company aims to address existing challenges in managing money across different markets by offering a tailored solution.


DIGITAL BANKING NEWS

🇺🇦 Revolut remains interested in entering the Ukrainian market. Revolut has reaffirmed its interest in entering the Ukrainian market despite earlier regulatory setbacks, with executive Wiktor Stopa noting that expansion depends on adapting to local regulations and market conditions.

🇬🇧  Revolut aims for a $200 bn valuation in a stock market listing not expected before 2028, according to discussions with investors. Founder Nik Storonsky has emphasised the importance of going public to build trust, with the valuation dependent on continued rapid growth following its recent $75 billion valuation.


BLOCKCHAIN/CRYPTO NEWS

🌍 Bybit Pay expands into Europe, building a trusted layer between crypto and everyday payments. Bybit has expanded Bybit Pay into Europe through its EU entity, offering a crypto payment solution that enables fast, low-cost transfers, QR payments, and seamless crypto-to-fiat use. 

🇺🇸 Coinbase launches x402 marketplace for AI agents and developers. According to Coinbase, the protocol supports programmatic payments by both humans and machines and is meant for use cases such as paid APIs, pay-per-call services, and autonomous agents buying access to tools at runtime.

🇬🇧 UK sets out plan to integrate payments rules covering stablecoins and tokenised deposits. The UK Treasury announced a regulatory package that includes £1 million ($1.35 million) in additional funding for the Centre for Finance, Innovation and Technology, and plans to bring forward legislation to reduce administrative burdens for firms offering stablecoin payments.


PARTNERSHIPS

🌍 Enfuce joins Mastercard Product Express to fast-track business card programme launches across Europe. The collaboration extends Mastercard’s Product Express offering in Europe to include business card programmes, enabling financial institutions, FinTechs and non-financial institutions (non-FIs) to launch new solutions with greater speed and efficiency.

🇺🇸 Coinbase and Bybit explore on-chain access for U.S. stocks worldwide. The discussions centre on product cooperation to expand access to tokenised assets, though no agreement has been finalised. Continue reading

🇺🇸 Nium taps Coinbase to expand USDC payouts across global network. The partnership gives clients a way to send and receive stablecoins and convert USDC into fiat for payouts through a single platform that connects on-chain and traditional payment rails.

🇮🇹  XTB signs two-year global trading partnership with SSC Napoli. To mark the launch, XTB said it will offer a free share to new Italian customers who register using the code "BENVENUTO," though the company did not specify the value of the share or the duration of the promotion.

🇨🇳 Alipay adds support for OpenClaw agent payments. The use of the new service requires no coding or complex setup, and includes multi-layer security safeguards for every transaction, making AI agents with Alipay more capable and effective. It also extends Alipay AI Pay’s capabilities by enabling OpenClaw-type AI agents to make payments, with user authorisation.

🇺🇸  PayPal is named the official peer-to-peer payments partner of the NFL. This partnership marks a step forward for PayPal's peer-to-peer offering, bringing together expanded global reach, new product functionality, and more ways for people to send and receive money with each other, all in one place, for the millions of moments people move money every day.

🇳🇿 1Cover partners with Adyen to modernise payments. By partnering with Adyen, 1Cover consolidated its payments stack with a single global provider, enabling access to local payment methods across Australia and New Zealand, automated reconciliation to reduce manual intervention, and machine-learning-driven fraud prevention, improving reliability at checkout.


DONEDEAL FUNDING NEWS

💰 Over the last week, there were ten FinTech deals in Europe, totaling €31.2m in disclosed funding, including four transactions in the UK, two in Italy, one in Stockholm, one in Denmark, one in Ireland and one in Switzerland.

Weekly Fundraising Activity

🇬🇧  Royal Mint Veterans secure Angel Backing to launch precious metals FinTech. The funding is being used to support the UK market launch of the platform and to underpin its next phase of growth, with a focus on product rollout, customer acquisition, and performance over the next 12 to 15 months.

🇲🇾 Hata completes US$8 million series A financing led by Bybit. Hata will deploy the proceeds across three key areas on its platform, including strengthening its liquidity on its platform, accelerating user growth through its marketing and ecosystem initiatives and jointly developing innovative digital asset products tailored for Malaysians with Bybit.

🇮🇪 Stripe alumni raise €7.5m for AI-powered FinTech Seapoint. The product aims to replace fragmented tools by integrating banking, payments, FX, and financial operations into a single system, targeting early-stage companies and scaling with them over time.

🇰🇿 China’s Tencent invests in Kazakhstan FinTech company Kaspi.kz. The move strengthens Kaspi. kz’s ownership base and supports its expansion strategy beyond Kazakhstan, particularly into Turkey, while reinforcing confidence in its super app model.

🇬🇧 Firenze secures £6M. This funding round will support Firenze in its ambitious growth plans, helping the company to accelerate the roll-out of its capabilities to more partners across a wider range of products, further enhance its SaaS offering for banks, including the rollout of an agentic credit structurer, and launch into new jurisdictions.

🇺🇸 Monk raises $25M to automate accounts receivable. Monk will use the new capital to invest in research & development and continue to build category-defining products in the accounts receivable space. Read more


M&A 

🇬🇧 ZEN.COM completed the acquisition of First Investment Bank; clients keep their contracts. The deal transfers control to ZEN .COM while keeping client contracts unchanged, with the new owner now responsible for recapitalisation and stabilising operations.

🇬🇧 CAB Payments lashes out at the largest shareholder for blocking the buyout. The dispute highlights an ongoing battle for control of the company, with competing bids from both parties and rising tensions over its future ownership. Continue reading

🌍 Alpaca closes acquisition of European FinTech WealthKernel. The acquisition gives Alpaca licensed brokerage and custody infrastructure in the UK and EU, supporting its ability to deliver investment services and expand its wealth management capabilities across the region.


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