Hey FinTech Fanatic! For years, Pay by Bank has promised lower costs, faster settlement, and less reliance on card networks. But there has always been one practical problem. People don't think about funding their wallets before they pay. If the balance isn't there, the experience breaks

Hey FinTech Fanatic! For years, Pay by Bank has promised lower costs, faster settlement, and less reliance on card networks. But there has always been one practical problem. People don't think about funding their wallets before they pay. If the balance isn't there, the experience breaks