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Deep Dives

Monzo Just Delivered Its Best Year Yet: Here's What the Numbers Say

Monzo just dropped its FY2026 results — and the numbers show a bank that's well past the challenger stage. Revenue up 39%, 15.2 million users, and a rapidly growing business banking arm.

Monzo earnings breakdown: how digital banking revenue flows across lending, payments, subscriptions, wealth, and profitability

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A representation of a payment made with a digital gift card from a mobile phone to a POS machine

The Power of a Good Gift (Card): Digital Gifting in the UAE

Globally and regionally, digital gift cards are on the rise. UAE consumers like gift cards (especially digital ones) and do not consider them impersonal. Gift cards plug directly into the payment and loyalty system: they’re as easy to send as a text message but as rewarding as in-person presents.

Marcel Van Oost enjoying coffee at MAF’s indoor ski resort in Dubai.

SHAREPay: Pays You Back With Every Tap

From Ski Dubai penguins to instant loyalty points, MAF is blending mall payments with SHAREPay and a credit card that works across all its stores.

MENA, FinTech, Payments, Cards, Deposits, Ledgers, Lending, Vendors, financial infrastructure, platforms, API

How Unified Platforms Can Power MENA’s FinTech Leap

The unification ‘platform moment’ unlocks new ecosystem possibilities: banks, FinTechs, and even non-financial partners can launch new digital products in previously unthinkable timeframes. Financial infrastructure here is a set of pluggable components.