MiCA Enters a New Chapter for Euro Stablecoins
Hey FinTech Fanatic!
Europe's stablecoin market has officially entered the post-transition phase of MiCA.
Just ahead of the July 1 deadline, a new report from Decta showed that the market capitalization of MiCA-compliant euro stablecoins had grown 128% over the past year, reaching nearly $674 million.
It's still a small market compared to dollar-backed stablecoins, but the conversation is no longer about whether euro stablecoins will exist. The focus is shifting to whether Europe's regulatory framework can help them grow into a meaningful part of the global digital payments ecosystem.
There's plenty more waiting below.
You'll also find a new fraud report from Ecommpay on how merchants can respond to increasingly sophisticated fraud, plus a practical look at why deep linking is becoming an important tool for improving mobile banking engagement and customer retention.
See what else is shaping FinTech. 👇 See you tomorrow!
Cheers,
INSIGHTS
➡️ Why banks lose mobile customers (and how deep linking wins them back) by Lesia Kupriienko, Industry Lead, Finance at AppsFlyer. Kupriienko explores how AppsFlyer’s Deep Linking Suite helps banks improve app retention by directing users to personalized in-app experiences, reducing friction, and supporting compliant customer journeys.
FINTECH NEWS
🇺🇸 Trump Accounts officially launch. Robinhood and BNY have officially launched Trump Accounts, a new tax-advantaged investment program that provides eligible U.S. children born between 2025 and 2028 with a $1,000 government-funded investment account to support long-term wealth building.
🇬🇭 MobileMoney FinTech LTD has launched a nationwide KYC update for all MoMo agents and merchants in Ghana, running from July 6 to October 31, 2026. The initiative aims to strengthen fraud prevention, improve customer records, and ensure compliance across its 17 million+ subscriber ecosystem.
PAYMENTS NEWS
➡️ Fraud is getting smarter. Merchants can’t afford to stand still. Ecommpay has released Part 1 of Beyond the Black Box, a new white paper examining how AI, synthetic identities, and organized fraud are reshaping the threat landscape. The report outlines practical steps merchants can take to strengthen fraud prevention. Download the report here
🇭🇰 PhotonPay expands global checkout with Apple Pay and Google Pay integration. The integration enables merchants to accept one-tap digital wallet payments alongside cards and stablecoins through a single integration. The update expands PhotonPay’s global checkout offering with support for seamless, multi-currency payments.
🇬🇭 Zeepay CEO Andrew Takyi-Appiah was ordered to pay over $11.6 million in a civil case. According to the report, Yusuf had entrusted the funds to Zeepay with instructions to forward them to third parties. When those transfers were not executed, he took the matter to court.
🇨🇳 Alipay launches AI Open Platform for invite testing, signaling FinTech’s pivot from blockchain to AI. The invite-only beta gives enterprise developers, merchants, and third-party software vendors the ability to turn their existing mini-programs into AI-callable tools.
🇬🇧 Credit card-linked instalments FinTech Float goes live in the UK. Float is now enabling UK merchants to serve a shopper base that existing point-of-sale financing ignores, millions of consumers who already have enough credit, but just need more time to manage their payments.
🌍 ECB payment system suffers second outage in a week. The T2 system, which handles trillions of euros of daily transactions, was down for roughly 40 minutes in the early hours on Monday, delaying settlements in the single currency and in Danish crowns, the ECB said on its website.
#FINTECHREPORT
📊 Revolut 🆚 Starling
Here is a comparison of 𝗞𝗲𝘆 𝗦𝘁𝗮𝘁𝘀👇️
DIGITAL BANKING NEWS
🇬🇧 Starling Bank debuts UK-first ‘snatch theft detector’ to combat 64% surge in summer phone fraud. The tool uses acceleration detection technology to instantly lock the banking app if a phone is physically grabbed, preventing unauthorized access to sensitive financial data.
🇲🇽 Nubank is expected to invest US$4.2 billion in Mexico over the next four years, according to Mexican President Claudia Sheinbaum, following a meeting with Nubank founder and CEO David Vélez. The investment has not yet been confirmed by Nubank, but would further strengthen its expansion in Mexico, where the company recently surpassed 15 million customers.
🇺🇸 Bluevine breaks geographic barriers for US small businesses and launches digital onboarding for international owners. This strategic expansion allows international entrepreneurs to open and manage a US business account with zero physical friction, eliminating the traditional requirement for in-person branch visits that has long served as a barrier to global commerce.
🇨🇱 Tenpo Bank forms a board and raises capital for a 2026 launch. Tenpo is preparing to launch Tenpo Bank in the third quarter of 2026, marking its transition into a fully regulated bank in Chile. Backed by Credicorp, the FinTech is migrating its 2.6 million customers to the new platform and has expanded its board with independent directors.
BLOCKCHAIN/CRYPTO NEWS
🌍 Taxbit has launched a live CARF and DAC8 regulatory tracker, letting platforms check jurisdiction-specific reporting requirements in real time, alongside a new CARF Impact Assessment tool for personalized gap analysis ahead of the 2027 filing deadline. Read more
🌍 Former Tether CIO seeks to sell stake in stablecoin issuer. The potential sale offers a rare glimpse into ownership of the privately held stablecoin issuer, which continues to navigate regulatory pressure in Europe following USDT delistings under the EU’s MiCA framework.
🌍 MiCA-compliant euro stablecoins grew 128% ahead of the July 1 deadline, says Decta. Despite the growth, euro stablecoins remain a small segment of the market, representing just 0.22% of the capitalization of U.S. dollar-backed stablecoins.
🇬🇧 Coinbase secured a United Kingdom investment services license, allowing the platform to expand its local offering beyond spot trading and into products like equities and derivatives. Institutional and advanced traders would gain access to perpetual futures tied to crypto, equities, and commodities, while retail would be able to access equities.
PARTNERSHIPS
🌍 Yapily brings bank account verification to Google Cloud customers across Europe. Enabling customers across 11 European markets to verify business bank accounts during onboarding using open banking. The integration replaces manual document checks with direct bank connectivity, streamlining account verification for businesses.
🇯🇴 Gate to Pay joins Mastercard's Product Express Program for FinTech Enablement in Jordan. Through Gate to Pay’s listing on mastercard.com/fintech-express, FinTechs can now directly select the company as their Bank Identification Number (BIN) sponsor or Card as a Service provider for streamlined go-to-market & product delivery.
🇲🇽 Clara launched the Clara Fleet Card in Mexico, a Mastercard-powered fuel payment solution. The card consolidates fuel purchases into a single monthly tax-compliant invoice, offers customizable spending controls, integrates with a corporate credit line to improve cash flow, and is accepted at approximately 99% of gas stations across Mexico.
🇧🇭 Stc pay among the first in Bahrain to add Mastercard Click to Pay as a core feature to eliminate manual card entry. The new feature allows stc pay cardholders to use their card online with a single click using device-based biometric authentication and passkeys and without the need to manually enter card details.
🌍 Satispay partners with Upvest to bring stocks and ETFs to Italy and Luxembourg. The partnership with Upvest enables Satispay to extend that trust into investing, allowing end users to buy and sell stocks and ETFs directly within the app they already use every day, with no additional sign-up required.
🇫🇷 Gigs expands to France and partners with Qonto to keep businesses connected wherever they travel. The launch makes Qonto the first French FinTech to embed travel eSIMs directly into its product, enabling Qonto's 600,000 SME customers to discover, activate, and manage their travel connectivity around the globe without leaving the Qonto app.
🇬🇧 ClearBank & Mambu bring multi-rail payments to banking. ClearBank and Mambu discuss how modular core banking and multi-rail infrastructure are helping financial institutions support both fiat and stablecoin payments, enabling scalable, compliant, and future-ready payment ecosystems.
DONEDEAL FUNDING NEWS
🇮🇳 GoSats raises $5 million in Series A to expand asset-based rewards platform. The company plans to use the newly raised capital to scale its user base and enhance its product offerings. A key area of investment will be the expansion of its FinTech suite, with a focus on improving the rewards experience for users.
🇧🇪 Harmoney raises €10 million to push compliance tech beyond traditional KYC. Harmoney plans to use the capital to support existing clients, expand its international go-to-market organisation and continue investing in AI-driven product innovation.
🇵🇭 GoTyme receives a fresh US$13.9 million capital injection. The funding comes as the Philippine digital bank continues to strengthen its financial position, narrowing its annual net loss while significantly increasing net interest and total interest income.
🇲🇽 Aviva raises $18M Series A led by Valor Capital. The funding will support the company’s expansion across Mexico and the launch of new financial products for underserved consumers. Keep reading
🇳🇬 Flutterwave secures investment from Circle Ventures, expanding its multi-rail payments strategy for businesses across Africa. The company said the integration will enable faster cross-border settlements, greater access to digital dollar liquidity and more flexible treasury management.
🇺🇸 EDX Markets closes a $76 million Series C funding round led by SBI Holdings to enhance institutional digital asset infrastructure. The funding will support EDX's continued growth, enabling the firm to expand its trading, clearing and settlement capabilities, accelerate product development and scale its global operations.
🇿🇦 South African FinTech Bridgement secures USD 20.3 M funding for AI SME lending. The new funding will grow its loan book and support plans to license its AI-driven lending technology to banks and corporates, helping address South Africa’s persistent SME financing gap.
M&A
🇧🇷 Argentina’s Cocos Capital buys Warren to break into Brazil. The deal gives Cocos a ready-made foothold in Latin America’s largest financial market. Warren manages more than twenty billion reais, roughly four billion dollars, on behalf of its clients.
🇺🇸 Big US banks explore Fiserv network deals that could exempt them from federal debit-card interchange fee caps under the Durbin Amendment. According to reports, some banks have since cooled on the idea due to concerns over potential regulatory, political, and merchant backlash.
🇺🇸 Axos to acquire FinTech platform Arc Technologies. Axos expects the transaction to enhance its ability to serve the millions of small businesses in the United States that are structurally underserved by traditional banks. Keep reading
🇲🇽 Equifax to acquire Círculo de Crédito to expand credit data footprint in Mexico. This strategic Equifax acquisition aims to bolster its presence in the Latin American market by integrating comprehensive credit data and analytics to support financial inclusion and lending across the region.
Want your message in front of 275.000+ FinTech fanatics, founders, investors, and operators?
Comments ()