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Marcel van Oost

AI Is Changing More Than Products

AI Is Changing More Than Products

Hey FinTech Fanatic! For years, AI in FinTech was mostly about building better products and improving customer experiences. Now it's starting to reshape the companies themselves. Visa announced it will reduce its workforce by around 7% as it shifts resources toward areas such as AI, cross-border payments,

The Next FinTech Arms Race Is Intellectual Property

The Next FinTech Arms Race Is Intellectual Property

Hey FinTech Fanatic! For years, FinTech companies competed by launching new products faster than everyone else. Now they're also competing to own the technology behind them. Circle's acquisition of IBM's blockchain patent portfolio—more than 680 patent families and nearly 1,000 issued patents—

FinTech's Next Battleground Is AI

FinTech's Next Battleground Is AI

Hey FinTech Fanatic! Payments companies spent the past decade building the infrastructure for moving money. The next race may be about building the infrastructure for AI. Stripe is reportedly in talks to acquire OpenRouter, an AI model marketplace that helps businesses route requests across hundreds of AI models. If the

SoFi CEO Anthony Noto vs Nubank CEO David Velez

SoFi vs. Nubank in Q1'26: Who Has The Edge?

FinTech Is Becoming Part of the Game

FinTech Is Becoming Part of the Game

Hey FinTech Fanatic! If you've been following me for a while, you already know I'm fascinated by where FinTech meets sports. It's no longer just about putting a logo on a jersey. Ebury has become the Official Transfer Partner of Real Betis, helping the

AI Isn't Just Entering Finance. Finance Is Entering AI.

AI Isn't Just Entering Finance. Finance Is Entering AI.

Hey FinTech Fanatic! There was a time when AI companies mostly looked to Silicon Valley for leadership. Not anymore. OpenAI has just appointed David Vélez, founder and CEO of Nubank, and Robin Vince, CEO of BNY, to the boards of the OpenAI Foundation and OpenAI Group PBC. One built Latin

Wise Q1 FY27 Financial Results

Wise Q1 FY27: Lower Fees, Higher Growth