PayPal + OpenAI Introduce Agentic Commerce in ChatGPT
Hey FinTech Fanatic!
PayPal revealed that it will adopt the Agentic Commerce Protocol (ACP) and expand payments in ChatGPT.
This means you’ll soon be able to discover millions of PayPal merchants right in the AI interface and check out instantly using PayPal’s wallet and buyer protection.
For OpenAI, this brings the convenience of PayPal’s wallet through Instant Checkout. Users get multiple funding options and also benefit from PayPal’s buyer and seller protections, along with post-purchase services like tracking and dispute resolution — features consumers trust and value.
It is up to PayPal to manage merchant routing, payment validation, and orchestration behind the scenes.
The company is also rolling out ChatGPT Enterprise to its 24,000+ employees and integrating OpenAI tools like Codex to speed up product development, signaling a company-wide AI shift.
The result is chat-driven commerce at a global scale, and millions of small businesses made discoverable overnight.
Busy day at PayPal
In addition to the ChatGPT move, PayPal released its Q3 2025 earnings. They beat Q3 expectations with $1.34 EPS and $8.42B in revenue, prompting its stock to jump 8.5% in pre-market trading. The company raised its full-year earnings outlook and announced its first-ever dividend.
They also launched a new agentic commerce services, with a set of tools designed to help merchants thrive in the era of AI-powered shopping.
Cheers,
FEATURED NEWS
📈 PayPal reports third quarter 2025 earnings, and the stock is on fire 🔥
INSIGHTS
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PAYMENTS NEWS
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DIGITAL BANKING NEWS
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BLOCKCHAIN/CRYPTO NEWS
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PARTNERSHIPS
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DONEDEAL FUNDING NEWS
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M&A
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