Mollie Nears UK FinTech GoCardless Takeover as GoDutch Lands €3.6M Seed
Hey FinTech Fanatics!
Mollie is nearing a takeover of GoCardless, one of the most significant consolidation moves Europe has seen in years.
The deal could be announced this week. Mollie was last valued at $6.5B. GoCardless sat near $2.1B in 2022, with recent reports pointing closer to $1.5B.
The combined scale puts fresh pressure on Europe’s enterprise payments market. GoCardless brings around 95,000 customers with operations in London, Paris, and Melbourne.
The company has faced losses and team cuts, but its product depth and the Nuapay acquisition remain key assets. Mollie serves more than 250,000 businesses and has the backing to expand aggressively.
If the deal closes, Europe gets a new payments player with real weight behind it.
And there’s more happening today across Amsterdam’s FinTech scene 👇
My hometown is buzzing as GoDutch lands a €3.6M Seed round to push SME banking forward.
GoDutch already handles more than €1.5B in annual volume with 12,500 business users in 18 months.
One flagship feature: Automatic Invoice Payments, AI reads, verifies, and schedules payments automatically in 3 seconds instead of the usual 12 minutes.
If you're tracking the next big FinTech moves, take a look at the updates below!
Cheers,
Marcel
#FINTECHREPORT
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FINTECH NEWS
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PAYMENTS NEWS
🇸🇬 Razorpay Singapore enables merchants to steer users to cheaper payment methods. The new feature integrates into existing checkout flows without additional engineering work and is aimed at helping businesses manage high payment acceptance costs and reduce cart abandonment.
🇹🇷 Turkey seizes FinTech Payco as e-money prosecution campaign widens to seventh target. Payco is accused of money laundering in relation to illegal betting and schemes involving fraudulent FX trading. Eleven suspects have been detained.
🇬🇧 SumUp expands banking capability as it gets ready for listing. “We’re in the process of preparing. When the time is right, we want to obviously be able to react and go quickly,” said Luke Griffiths, CCO and UK CEO, in an interview. Starting this month, small businesses using SumUp’s platform can deposit cash at certain retailers in the UK, Italy, Spain, and France.
🇺🇸 LemFi secures 14 new US Money Transmitter Licenses. The new licenses give LemFi the ability to move money for customers directly under state regulatory oversight, giving the company more control over how transfers are processed and enabling a smoother, more transparent experience.
🇮🇹 Salt Edge rolls out bulk payments to help businesses handle high-volume payouts quickly. The solution is fully compliant with open banking regulations and strong customer authentication (SCA) requirements, providing complete transparency, real-time tracking, and detailed reporting for every transaction.
🇬🇧 PayAdmit partners with Yaspa to integrate Pay by Bank on its payments platform. The partnership aims to bring Pay by Bank to its payments orchestration platform, giving merchants a faster, more secure, and cost-effective way to accept real-time bank payments with instant confirmation and improved conversion.
🇺🇦 Monobank co-founder launches new POS system for small and medium-sized retail. Posbox.ai POS system combines everything needed for the development of small and medium-sized retail: a program for trade, accounting, personnel management, and AI analytics.
🇺🇸 Cross River expands its card program capabilities with the launch of an in-house card processing engine. Developed in-house, Cross River’s processing expands client flexibility with a unified, end-to-end solution. It strengthens the Company’s current offerings by enabling companies to scale, manage, and customize their payments ecosystem.
🇬🇧 FinTech unicorn Zilch lands payments licence from City watchdog. The licensing move will be hailed by Zilch as an important milestone for the company ahead of the full-scale launch of Zilch Pay next year, which is aimed at capturing a greater chunk of consumers' spending through a one-click checkout process.
DIGITAL BANKING NEWS
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🇩🇪 Digital bank N26 aims for its first annual profit in 2025. N26 expects to report its first full-year profit in 2025, with new co-CEO Marcus W. Mosen projecting a positive result that should grow significantly in 2026, improving the FinTech’s flexibility around future financing.
🇮🇳 Tide now supports over 1 million small businesses in India. This rapid growth reflects the deep trust that Indian small businesses, from nano to micro and emerging SMEs, have placed in Tide to simplify how they register, run, and grow their businesses.
🇬🇧 Atom Bank achieves record quarter for commercial mortgages. The performance for the current October to December quarter has already surpassed the previous record set in July to September 2025. The value of offers already tracked is more than 7% higher than the previous quarter’s total.
🇺🇸 The Metro Atlanta investor group is starting a new bank. A group of longtime community bankers is attempting to start Georgia Skyline Bank, based in Roswell. The upstart or the Novo Community Bank would target small and mid-sized businesses in the affluent north Fulton County market.
🇳🇴 Norway's central bank does not recommend the introduction of a digital currency to maintain secure and efficient payments, though Governor Ida Wolden Bache emphasized that the bank remains prepared to introduce a CBDC in the future should it become necessary to support the stability and effectiveness of the national payment system.
BLOCKCHAIN/CRYPTO NEWS
🇨🇭 SwissBorg has partnered with Mastercard to launch the SwissBorg Card, a crypto debit card enabling users to spend digital assets at over 150 million locations worldwide. Each payment converts crypto to fiat in real time through the SwissBorg Meta-Exchange to secure optimal rates.
🇫🇷 Lyzi expands payments to Porsche and Lamborghini dealerships, as Doctors of the World gets donations and support. The dealerships are expected to see instant euro conversion without exposure to cryptocurrency volatility. Read more
🇬🇧 UK financial watchdog declares sterling stablecoin payments ‘a priority’ for new year. Its new priority is part of a broader push to enhance the UK’s growth, which also includes initiatives to digitalise financial services, boost international trade competitiveness, and expand lending services to small businesses.
🇺🇸 Surf raises $15m to scale the first AI model purpose-built for digital assets. The funding will support the development of Surf 2.0, a more advanced version of the company’s domain-specific AI, and expand Surf’s enterprise offering. Keep reading
🇨🇦 Pineapple Financial launches mortgage tokenisation platform for its $13.7 billion portfolio, bringing real-world mortgage data on-chain. Pineapple is now converting real-world mortgage records, historically trapped in PDFs, emails, and back-office folders, into secure and programmable digital assets on the Injective blockchain.
PARTNERSHIPS
🌎 dLocal and Yuno expand partnership to simplify global expansion for modern enterprises in emerging markets. By combining Yuno and dLocal’s capabilities, from their direct APIs and access to 1000+ payment methods to strong orchestration and deep local expertise, the expanded partnership provides global merchants with streamlined access to emerging market payment ecosystems.
🇵🇰 NayaPay launches global QR payments for Pakistanis via Alipay+. With NayaPay, Pakistanis can now scan and pay securely worldwide with lower costs, less friction, and a seamless checkout experience wherever they go. Keep reading
DONEDEAL FUNDING NEWS
🇳🇱 GoDutch lands a €3.6M Seed round as it accelerates SME banking across Europe. The Amsterdam-based SME banking platform has scaled to 12,500 business users and over €1.5 billion in annual payment volume in 18 months by replacing multiple finance tools with one AI-driven account, including three-second automated invoice payments.
🇮🇳 FinTech Skydo set to expand to the US after $10 million Series A round. Apart from the utilisation of funds to expand globally, the firm is planning to roll out features to its existing product suite, expansion of its distribution network, and products development.
🌍 Mondu secures €100m debt facility from J.P. Morgan Payments and announces strategic collaboration to expand B2B payment solutions across Europe. This collaboration will provide J.P. Morgan Payments’ clients with seamless access to Mondu's flexible payment options, helping them to improve cash flow, increase sales, and streamline their payment processes.
🌍 Pan-African FinTech Ezeebit raises $2.05 million. The funds will support expansion in South Africa, Kenya, and Nigeria, and help strengthen partnerships with banks and telecom operators. Ezeebit aims to reduce the cost and processing time of digital payments across the continent.
🇳🇱 Amsterdam’s GoDutch scores €3.6M to cut SME admin by 70% with AI finance OS. The Dutch company will use the new funds to expand the product suite, including payroll, lending, and treasury, and to accelerate its growth in the Dutch and European markets.
🇮🇹 EIB invests €70 million in Scalapay to accelerate technological innovation in Europe. The EIB funds will help bolster Scalapay’s range of payment sector products and services, making the end-user experience simpler and more comprehensive.
M&A
🇮🇩 Airwallex accelerates Asia-Pacific growth with the acquisition of a majority ownership of an Indonesian PJP Category 1 licensed payments company. The acquisition allows Indonesian merchants looking to expand overseas to tap into Airwallex’s global financial infrastructure.
🇬🇧 Blackstone-Backed Mollie nears takeover of UK FinTech GoCardless. Dutch payments firm Mollie is expected to announce it has completed its acquisition of British FinTech unicorn GoCardless, boosting its capabilities in payment processing.
MOVERS AND SHAKERS
🇺🇸 MoneyGram appoints Marc Winniford as Chief Financial Officer. In this role, Winniford will oversee all aspects of finance, accounting, tax, and treasury, and play a central role in advancing the company's ongoing finance transformation as part of MoneyGram's broader re-founding journey.
🇬🇧 Tide appoints Dan McNally as SVP and CEO of Tide Insurance Services to lead its growing global insurance business and drive the next phase of Tide’s expansion into business protection for small and medium-sized businesses (SMBs).
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