Chime Q2 2025: First Post-IPO Earnings, Margin Gains, and the Push Into Platform-Led Growth

If you’ve followed the evolving playbook for U.S. neobanks: from fee-free checking to earned wage access and viral community marketing, you’ve watched the rise of Chime with fascination and a dose of skepticism. Fresh off its IPO and public market debut, Chime’s Q2 2025 earnings report is...